Roddy Klein & Ryan specializes in the representation of consumers in individual and class actions against predatory lenders, finance companies, debt collectors, utilities, and others. Since it was founded, Roddy Klein & Ryan (formerly Grant & Roddy) has obtained several hundred million dollars in restitution and debt forgiveness for consumers by successfully asserting claims under state and federal consumer protection laws on their behalf. A partial listing of the firm’s litigated cases includes the following:
Cummins v. H & R Block, Inc., et al., Case No. 03-C-134 (Kanawha County, West Virginia) ($5.8 million settlement on behalf of state-wide class of Ohio consumers who obtained H&R Block tax refund anticipation loans. This settlement was consolidated with a nationwide settlement of the same claims, providing $62.5 million nationwide);
Brailsford v. Jackson Hewitt, Case No. C 06-00700 CW (N.D. Cal.) ($675,000 settlement on behalf of state-wide class of California consumers who obtained Jackson Hewitt tax refund anticipation loans. This settlement was coordinated with a $4.5 million settlement obtained by the California Attorney General, encompassing broader claims concerning Jackson Hewitt’s business practices);
In re Household Lending Litigation, Case No. C 02-1240 CW (N.D. Cal.) ($172 million settlement on behalf of nationwide class of home mortgage borrowers injured by predatory mortgage lending practices);
Du v. Worldcom, Case No. 02-13533 (US Bankruptcy Court, SDNY) (approximate $6 million settlement based on Chapter 11 bankruptcy plan distribution schedule on behalf of nationwide class of MCI/WorldCom subscribers subject to promotion promising free minutes);
Lowe v. Ford Motor Credit, Case No. 99 CVF 15806 (Cuyahoga County, Ohio) ($22 million settlement on behalf of state-wide class of car owners subject to flawed repossession practices);
Claudio v. Lance Acceptance Corp., Case No. 04 CVF 137406 (Lorain County, Ohio) ($5.6 million settlement on behalf of state-wide class of car owners subject to flawed repossession practices);
Sanborn v. Nicholas Financial, Inc., Case No. 04 CVI 6969 (Cleveland Municipal Court, Ohio) ($1.3 million settlement on behalf of state-wide class of car owners subject to flawed repossession practices);
Stein, Stafford, et al. v. Schering-Plough Corporation, Case No. 01-11923-MLW (D. Mass.) ($58 million qui tam nationwide settlement for deceptive pharmaceutical marketing practices);
Malacky v. Huntington National Bank, Case No. CV 03 491420 (Cuyahoga County, Ohio) ($15 million settlement in favor of state-wide class of car owners sent flawed repossession notices);
Coleman v. GMAC, Civ. No. 3-98-0211 (M.D. Tenn.) (class action settlement in favor of nationwide class of minority consumer car buyers for violations of Equal Credit Opportunity Act);
Cason v. Nissan Motor Acceptance Corp, Civ. No. 3-98-0223 (M.D. Tenn.) (class action settlement in favor of nationwide class of minority consumer car buyers for violations of Equal Credit Opportunity Act);
Mendez v. Island Finance Corp., Case No. 03-1075-JAF (D. P.R.) ($1.5 million settlement in favor of Puerto Rico homeowners who received truth in lending disclosures which understated the cost of the loan);
Kent et al. v. Western Massachusetts Electric Co., HAMPCV 2001-00232 (Mass. Superior Court) (($1 million settlement of consumer claims related to utility overcharge based on misclassification of billing rate);
Dwyer et al. v. NSTAR, Inc. et al., Case No. SUCV2001-01817 (Mass. Superior Court) ($2.1 million settlement of consumer claims related to utility overcharge based on misclassification of billing rate);
Clague v. FirstMerit Bank, Case No. 03 CVF 27720 (Cuyahoga County, Ohio) ($18 million settlement on behalf of state-wide class of car owners subject to flawed repossession practices).
Brown v. Gibraltar Savings Bank, et al., Case No. L-710-99 (N.J. Superior Court, Law Division, Cumberland County) and Carrasco v. Parkway Mortgage and Fidelity Security Life Ins. Co., No. No. L- 00-4815-99 (N.J. Superior Court, Law Division, Camden County) (consolidated class action settlement in favor of statewide class of credit insurance purchasers refunding unearned premiums);
Lewis v. National Grid [USA], Inc., Civil Action No. 01-0232 (Hampshire County Superior Court, Mass.) ($1.2 million settlement in favor of regional class of utility customers);
Torres. v. Associates Financial Services, et al., CN 03:2003 cv 01135 (D. Puerto Rico) (class action settlement in favor of class of Puerto Rico homeowners who received truth in lending disclosures which understated the cost of the loan);
Heist v. Chase Manhattan Bank, Case No.C-02-2380 (Frederick County Md.) (class action settlement in favor of statewide class of Chase borrowers assessed challenged inspection fees);
Horowitz v. Boch Motor, Inc., et al., Civ. No. 01-659 (Norfolk County Superior Court, Mass.) ($800,000 settlement on behalf of statewide class of consumer car buyers for violations of law prohibiting certain practices in sale of ancillary theft deterrent products);
Anderson v. Asset Acceptance Corp, 1-03-00097-DAP (N.D. Ohio) (settlement of statewide class action based on violations of Fair Debt Collection Practices Act);
Patton v. JB Robinson Jewelers, Inc., et al., CA No. 97-C-4151 (N.D. Ill.) and York v. Weisfields Jewelers, Inc., et al., CA No. 98-C-5227 (N.D. Ill.) [MDL No. 1192] (class action settlement in favor of nationwide class of financed jewelry purchasers);
Migut v. Tandy Corp., Case No. 97-C-4800, (N.D. Ill.) ($6 million class action settlement in favor of nationwide class of bankruptcy debtors);
Mazola, et al. v. The May Department Stores Company, Civil No. 97-10872-NG (D. Mass.) ($25 million class action settlement in favor of nationwide class of bankruptcy debtors);
Fisher, et al. v. General Electric Capital Corp., et al., Case No. 97 C 3065 (N.D. Ill.) [MDL No. 1192] ($60 million class action settlement in favor of nationwide class of bankruptcy debtors);
Conley, et al. v. Sears, Roebuck & Company, CA No. 97-11149-PBS, (D. Mass.) and Brioso, et al v. Sears, Roebuck & Company, 97-1222-CJK, (D. Mass.) [MDL No. 1185] ($171 million class action settlement in favor of nationwide class of bankruptcy debtors);
Donlevy v. First Commercial Mortgage Co., Inc., et al., CA No. No. 96-11401-GAO, (D. Mass.) (class action settlement in favor of nationwide class of consumer mortgage borrowers);
Coppola, et al. v. Wendover Funding, Inc., et al., CA No. 96-11458-PBS (D. Mass.) (class action settlement in favor of nationwide class of consumer mortgage borrowers);
McKay, et al. v. ContiMortgage Corporation, et al, CA No. 96-10717-EFH (D. Mass.) (class action settlement in favor of nationwide class of consumer mortgage borrowers);
Mogavero, et al. v. Matrix Financial Services, Corp., CA No. 96-11149-GAO, (D. Mass.), and [consolidated] Limper, et al. v. Matrix Financial Services, Corp., 96-CVH-022, (Court of Common Pleas, Ottawa County, Ohio) (class action settlement in favor of national class of consumer mortgage borrowers);
Davis, et al. v. GE Capital Mortgage Services, Inc., Civil No. 95-2043, (D. N.J.) (class action settlement in favor of national class of consumer mortgage borrowers);
Dunmire, et al. v. Domestic Loan and Investment Bank, et al., CA No. 95-12617-JLT, United States District Court for the District of Massachusetts (class action settlement in favor of regional class of consumer mortgage borrowers);
Dwyer, et al. v. Barco Auto Leasing Corp., Barron Chevrolet, Inc., and Bernardi, Inc., CA No. 95 - 10888-WGY (D. Mass.) (class action settlement as to the defendants Barron and Bernardi in favor of statewide class of consumer lessees of motor vehicles);
Black, et al. v. Mitsubishi Motors Credit of America, Inc., Civil Action No. 94C-3055, (N.D. Ill.) (class action settlement in favor of national class of consumer lessees of Mitsubishi motor vehicles);
Roach, et al. v. Colonial National Bank and Advanta Mortgage Corp., USA, Suffolk Superior Court Civil Action No. 93-3542 (class action settlement in favor of statewide class of consumer mortgage borrowers);
Coley v. Guarantee Trust Life Ins. Co., Case No. 99-006680 (Cook County Circuit Court, Illinois, Chancery Division) (class certified in favor of statewide class of credit insurance purchasers refunding unearned premiums);
Hodo, et al. v. Financial Enterprises Corp., Civil Action No. 93-2861 (Suffolk County Superior Court, Mass.) (multi-plaintiff settlement in favor of elderly eastern Massachusetts consumer mortgage borrowers.
In re Abbey Financial Corporation, Case No., 94-41473 (Chapter 11), United States Bankruptcy Court for the District of Massachusetts (Roddy Klein & Ryan appointed to serve as class counsel representing approximately 1,200 consumer creditors of a defunct mortgage lender – settling claims under Chapter 11 plan for approximately $1 million)